Insurance for Small Businesses

Insurance for Small Business

Your employees are the life blood of your business. Treat them with the respect they deserve by providing them and their families with the insurance they need. Insurance can also play a major factor when it comes to employee retention and recruitment. The Health Insurance Savant can offer expert assistance with navigating through your options to find the best insurance at the best price for you and your employees.

Small Business Health Care Tax Credit

If your business has less than 25 full-time employees who make below a certain threshold (which changes every year) and you intend to contribute at least 50% to their health care premiums, you may qualify for the Small Business Tax Credit, which was first established under the Affordable Care Act (ACA). In general, the fewer the employees and the less their wages, the higher the credit you can receive. Under the right circumstances, you can save up to 50% on your employee contributions towards heath insurance.

Even though it allows qualifying small businesses to save a lot of money, the Small Business Health Care Tax Credit is not always easy to understand. In addition, the Small Business Health Options Program (SHOP) Marketplace often has so many health insurance choices that it’s difficult to determine what is best. Kenneth Wright, The Health Insurance Savant, can expertly help you navigate through the tax credit lingo and options to make certain you get the plan that is perfect for your business.

Non-Obamacare Plans

Not all businesses qualify for the Small Business Tax Credit, but that does not mean that you cannot provide quality, affordable health insurance for your employees. The Healthcare Savant can show you what is available in your area, anywhere in the United States, and help you pick out a plan for your employees that will serve them well but not break the bank.

Life Insurance

Another important part of your employee benefit package is life insurance. Provide your employees the peace of mind that comes from knowing that, should an unexpected tragedy happen, their family will be able to weather the storm financially. Talk to The Health Care Savant to see what employee life insurance plans are available and the cost involved.

Whether you are interested in health insurance, life insurance, or in putting a little more money in your wallet through our referral opportunities, Kenneth Wright, the Health Care Insurance Savant is looking forward to talking with you. In addition, you don’t have to worry about your insurance plan after the sale. Kenneth Wright offers excellent customer service after the sale. Use the direct messaging feature on this website, set an appointment, or call (917) 710-2453. Let’s get you the coverage you and your employees deserve.